hbc/server: request InfoPlugin refresh when host has no plugin data; update docs

- Server sets request_update=1 in ACK when host.plugin_data is empty
- hbc: AsyncConnection.request_info_event; handle_ack sets it on request_update
- hbc: _info_plugin_refresh_loop clears InfoPlugin caches and resends on demand
- hbc_mini: same via _request_info event and _info_refresh_loop
- docs/USERS.md: document client-declared owner config key
- docs/PLUGIN_DEVELOPMENT.md: document server-initiated InfoPlugin refresh

Co-Authored-By: Claude Sonnet 4.6 <noreply@anthropic.com>

docs/USERS.md

@@ -46,6 +46,24 @@ default_owner: andreas            # owns hosts with no explicit owner
                                   # falls back to the first admin user if omitted
 ```
 
+### Client-declared host ownership
+
+A host can declare its own owner directly in the hbc or hbc_mini client configuration. This is useful for hosts that are not listed in the server config, or during initial setup before a server-side config entry has been created.
+
+**`~/.hbc.yaml`** (hbc):
+```yaml
+owner: andreas
+```
+
+**`~/.hbc.json`** (hbc_mini):
+```json
+{ "owner": "andreas" }
+```
+
+When set, the value is included in the `os_info` plugin data sent to the server. The server applies it as `host.owner` the first time `os_info` arrives, provided no owner has been configured server-side for that host. Server-configured ownership always takes precedence.
+
+---
+
 ### Assigning roles to hosts
 
 ```yaml